Open Real Account

SPECIAL TERMS FOR JOINT ACCOUNT

Document to be used only for an account opened in the name of several individuals each signing individually, as part of
the Client Agreement for joint accounts.

Joint Account (DOWNLOAD)

Acting jointly and severally, request that the account mentioned at the top of this document be governed by the following
provisions:

• Each account holder, with his/her hereby individual signature, is entitled to use the above-mentioned joint account
  unrestrictedly. Each of the joint account holders may in particular pledge and give any form of instruction and approval
  whatsoever for the securities placed in safe custody and the existing credit balances on the account.
• The joint account holders declare that they already recognize the validity of all transactions that are entered into and
  executed by a joint account holder.
• In the event of the death or incapacity of one of the joint account holders, the other account holder(s) shall
  continue to have the right, in front of the Company, to dispose of the credit balance on the account and shall remain the
  sole creditor(s) of the joint account.
• The Company is authorized to credit assets received in the name of one of the account holders to the above referenced
  account without prior notice.
• The joint account holders may individually sign any confirmation requested by the Company with their signature alone.
  The latter is binding on the other joint account holder(s). Similarly, they may individually terminate the account relationship
  with company.
• The joint account holders are jointly and severally liable, for all current or future obligations that they might have to the
  Company; regardless of the relationships between the joint account holders.
• As an exception to clause 14.6 of the Client Agreement, in any case of death of any joint account holder, his/her
  heir(s) will not be able to benefit and/or claim against the Company in any way under the Client Agreement, meaning
  that the remaining joint holders will be the sole account holders eligible for any profit and liable for any obligation rising
  from the Client Agreement and the relationship between the joint account holders and the Company.